Cash flow is the pulse of your business. When it’s steady, decisions get clearer, risks shrink, and you breathe easier. When it’s tight, everything starts to wobble — hiring freezes, debt piles, even your sleep suffers. And unlike profitability, cash flow is real-time: you can’t delay payroll or rent just because invoices are pending. If you’re a small business owner navigating day-to-day operations, maintaining a healthy cash flow isn’t a back-office issue. It’s a survival skill. And it’s a